Meet Tricia Houston

The Lending Maven

Tricia Houston is a Colorado native, a CSU graduate and a loan originator since 1999. She and her husband of 18 years have lived in Central Park since 2013. She is busy working mom to 3 active teenage boys and 2 incredibly cute dogs! She is very involved in many local community and small business organizations as well has her boys schools.

 

“I love living in Central Park! The people and community here is like nothing I have ever seen in Denver. I could not imagine raising my boys anywhere else.” 

 

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What is a Maven

People often tell me they LOVE my company name and how did I come up with it? My answer is simple, Maven is a Yiddish word meaning “expert”. When I started my company, I had already been in the mortgage business for 10 years working for several major banks when I became frustrated at the lack of professionalization and customer service that was given during what most would consider the biggest purchase of their lives.  I knew I could do better for my clients by offering them a true hands on approach and exceptional customer service during the lending process. I chose the word Maven to describe what I was but also what the expectation my clients should expect from me. 

I have guided thousands of families through the ever-complicated mortgage process and have taken great pride to make sure that all my clients thoroughly understand the process – which can be daunting, very personal and highly complicated. I strive to fully educate each client about each phase and detail of the process and to make the transaction feel as comfortable as possible. My clients, and importantly, my repeat clients, know that I will spend the required time to achieve success. As a result, my service stands out in an industry that is full of people who simply want to drive to the finish line, make the sale and care only about their commission.

The Possibility of a 2% Interest Rate: Exploring Future Scenarios

The Possibility of a 2% Interest Rate: Exploring Future Scenarios

With interest rates on the rise, many wonder if we will ever see a return to the ultra-low levels experienced in the past. In this article, we examine the likelihood of a 2% interest rate in the future and the factors that influence such a scenario. While predicting...

Why Interest Rates Are Rising: What You Need to Know

Why Interest Rates Are Rising: What You Need to Know

Why Interest Rates Are Rising? If you've been keeping an eye on financial news, you may have noticed that interest rates are still rising. But what does this mean for you and the economy? In this article, we'll explain why interest rates are going up and the...

What is a 2-1 Mortgage Buydown?

What is a 2-1 Mortgage Buydown?

How 2-1 buydowns can lower your mortgage payments? A 2-1 buydown is a type of mortgage in which the borrower pays an upfront fee to lower their interest rate for the first two years of the loan. This option can be especially helpful for those on a tight budget during...

Understanding Down Payment Assistance Programs in Colorado

Understanding Down Payment Assistance Programs in Colorado

As a first-time homebuyer in Colorado, coming up with the funds for a down payment can be a significant barrier to homeownership. Fortunately, there are several down payment assistance programs available to help make homeownership more affordable. In this post, we'll...

Why Choosing a Mortgage Broker is Better than a Retail Lender

As a mortgage broker with over 20 years of experience, I often get asked what sets my business apart from retail lenders. The truth is, there are many reasons why choosing a mortgage broker is a smart choice for anyone looking to purchase or refinance a home. Here are...

Welcome Home: Central Park

Welcome Home: Central Park

Image from Westword The votes are in: The neighborhood formerly known as St*pleton is now Central Park. A familiar moniker to residents and many Denverites, alike, Central Park is the name of the neighborhood’s largest park, commuter rail station, community recreation...

Then and Now: Origins of a Name

Then and Now: Origins of a Name

Neighborhoods, communities, housing developments, city streets, etc. are commonly named for adjacent landmarks, nearby places of cultural interest, historic figures, etc. But what happens when namely origins are controversial and in direct conflict with current...

Choosing a Realtor? Here are some tips worth mentioning.

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Thinking of buying a new home or selling the one you have? To find a real estate agent can be a tricky undertaking. Here are some suggestions to make the process as painless as possible. Do your research. We do everything else online, shop, chat, game. Setting out to...

Financing Your Down Payment

Financing Your Down Payment

You’ve contemplated purchasing a home; you’ve even started looking at one in your price range and preferred location. What about the down payment? Where will it come from? Pulling such a large amount of cash out of your hat can seem impossible, but there are creative...

Boulder Creek Building Possibilities in Bluff Lake & Beeler Park

Boulder Creek Building Possibilities in Bluff Lake & Beeler Park

Boulder Creek homes are working to fill a niche in the Stapleton area. Homebuyers are asking more and more for ranch style homes, so they are building exquisite one-story patio homes with 2-4 bedrooms. These homes have high-quality exteriors and finished basements....

On the Fence? Should you buy or rent?

On the Fence? Should you buy or rent?

Renting gives you security and a roof over your head. You have no worries when the kitchen faucet needs to be replaced or the fridge goes out. You can also move a lot easier. Want to move into a new apartment complex? How about a new town? That’s easy, just wait until...

David Weekly Homes at Bluff Lake and Beeler Park Neighborhoods

David Weekly Homes at Bluff Lake and Beeler Park Neighborhoods

David Weekly homes is a large home builder with offices all over the United States. They rank among “100 Best Companies to Work For” in FORTUNE Magazine. The ranking was based on the evaluation of the company’s policies and culture. In addition to being a great place...

6 Important Tips Before Buying a Home

6 Important Tips Before Buying a Home

Thinking of purchasing a home? Is the time right for you? Regardless of how ideal the market is, it’s a major milestone in your life and bears some thought before jumping in. Here is the list of six things you must do before purchasing your home: Hire a realtor Don’t...

Fannie Mae Relaxes Debt-to-Income Standards in July

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Have you been waiting to apply for a mortgage until you’ve paid down more of your outstanding debts? Well, here is some good news for you: On July 29, 2017, Fannie Mae, the world’s largest source of mortgage funding, is lowering its debt-to-income (DTI) requirements....

Denver-area Housing Continues Trend Upward

Denver-area Housing Continues Trend Upward

The Denver Metro Association of Realtors has released their DMAR Real Estate Market Trends Report for June. And no surprise to those of us in the real estate field that housing prices are continuing their rise.   What may be a bit surprising is that in May there...

4 Tips to Getting the Home You Want in Denver’s HOT Market

4 Tips to Getting the Home You Want in Denver’s HOT Market

Ready to move? Great! Ready to move into an area with a sizzling hot housing market like Stapleton Denver? Even better! No, I’m not crazy. That is a great idea. You want to go where others are going. The housing marketing is moving for a reason. Certain positive...

The FHFA and High-Balance Loans – What You Should Know

The FHFA and High-Balance Loans – What You Should Know

It’s not your job to stay on top of all the new mortgage rules, rates and programs available. That is our job. However, we thought you might want to know about something called a high-balance mortgage. This is especially important if you are looking in one of the many...

The Mortgage Process – Insider Tips

The Mortgage Process – Insider Tips

Exciting and confusing! You’re buying your new home and it’s so exciting! And confusing? Professionals spitting out buzz words, rates, numbers, and rules all over the place. I guarantee you are hearing terms you have never heard before. And that’s OK. Here are some...

Get Outside Denver!

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Denver, and the entire state of Colorado, is known for its outdoor lifestyle. There are tons of outdoor activities you can experience in and around Denver. The weather is amazing and getting better. So, it is time to get out there and enjoy! Here are a few cool...

5 Things You Need to Think About Before Buying a Home

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No. 1 – Think about the costs of owning a home, not just buying it When you are a renter, repairs and fixes are covered by your landlord. When you own a home, these costs become your financial burden. What else goes into owning a home? Could you afford to replace the...

Is Affordable Housing a Myth in the Hot Denver Area Markets?

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Have you heard of Stapleton Colorado? If you are looking to move to the Denver area, you probably have. Stapleton is a neighborhood that is growing dramatically. Home prices are on the rise. The economy is great and the market is white hot. So, how do you get into...

taco…. a better four letter word. Comida is a hit at the Stanley

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Comida opened in the Stanley Marketplace in December, and we are very happy about that. That great little slogan “taco….a better four letter word” came right from Comida, and I agree. I had the opportunity to ask Rayne Rossello a few questions about her restaurant and...

Treat Yo Self at Base Coat opening in the Stanley Marketplace

Treat Yo Self at Base Coat opening in the Stanley Marketplace

“The name Base Coat was inspired by the philosophy of the business and brand: A beautiful set of nails starts with a healthy base coat. That is the foundation of our business and also the inspiration behind the two X’s in our logo: 10 fingers and 10 toes — XX.”  ...

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I had the best time speaking with Robin Riley, Manager at Bounce Stapleton. She took time out of her vacation to tell me all about Bounce Stapleton. Bounce will be a kid’s gymnastics studio located at the Stanley Market Place. They will offer daily gymnastics, open...

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The Perfect Paperie has grown into a leading concierge business for those who want beauty in their lives. With all things gorgeous; interior design, personalized gifts, , catered events, and spectacular gift baskets, these sisters have you covered. One sister in...

IS THE 1% DOWN MORTGAGE RIGHT FOR YOU?

Is this 1% down program for you? Do you have good credit? Ready to buy, but short on cash? Want to conserve funds? This could be a great program for you! Is there a max loan amount with 1% down? Yes. With 1% down the max amount is $417k, which is the conventional loan...

Four reasons why being a ZERO is awesome

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Have you heard of a Zero Energy Ready home? Well, you need to know about this. Zero Ready is a great term that means the home is so energy efficient it can offset most of its annual energy consumption. To be called “Zero Energy Ready,” the home has to meet the...

To New or Not to New

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